Stocks' return volatility declines significantly as the holding period lengthens even moderately

Investors with moderately-long holding periods should prefer a world in which stocks experience high, unpredictable short-term volatility

Questions you should ask investment advisors

Under quite reasonable assumptions, it is possible to be $250,000 wealthier if you reduce investment expenses

International exposure in a portfolio is crucial, yet many investors may have significantly less international exposure than they think

Portfolio management is the process of combining securities into a portfolio tailored to the investor’s unique financial circumstances

Make sure your investment portfolio is maximally diversified before volatility hits and then do not react when it does hit.

Yes. Investing internationally provides a significant benefit to almost every investor.

The major determinants of a retirement portfolio's future value are (1) asset allocation, (2) diversification, (3) contributions & (4) cost

The Efficient Market Hypothesis, which was awarded the Nobel Prize, implies investors should prefer index funds over actively-managed funds.

The difference between an independent RIA and major financial services providers such as TD Ameritrade, Fidelity, Wells Fargo & JP Morgan

We reduce taxes in a taxable trading account by applying tax loss-harvesting

Funds with high expense ratios rarely earn back their expenses.  This implies investors should hold low-cost index funds.

We build the best possible portfolio using Nobel Prize-winning methodology